Need an appraisal in Unicoi or Unicoi County?

Here are the top reasons TN homeowners need Devault Real Estate Appraisals:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a TN property tax assessment
To cut your monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a TN divorce, when real estate property needs to be divided
To settle an estate in Unicoi county or TN by determining the true market value of property in question

Need help deciding the price of your home in or near Unicoi, TN?
Contact Devault Real Estate Appraisals.

We at Devault Real Estate Appraisals understand the special needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value assessment than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experts in helping customers just like you do away with unnecessary PMI insurance.

Challenging property tax assessments

Lets say your home is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting an appraisal report from Devault Real Estate Appraisals is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. Not only can this be inopportune from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Devault Real Estate Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for accuracy? We can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Devault Real Estate Appraisals can help you with that. While usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your home.